CrediLabs, established in 2024, is a blockchain-based platform focused on demonstrating that real-world assets can be effective, stable and secure tools for decentralised investors to diversify their portfolios through the provision of high-quality fixed-income products.

CrediLabs invests in high-quality private and public assets, supported by a robust framework of loss reserves. These reserves include a First Loss Reserve provided by the founder, a Second Loss Reserve in which 50% of profits are retained to bolster protection, and a Third Loss Reserve that involves invoice financing secured against receivables, offering a safeguard of 25% to 50%. This structured approach ensures that investments are fortified against potential losses.

To enhance liquidity, CrediLabs maintains up to 10% of its portfolio with a T+2 liquidity structure. Additionally, the average life of invoice financing is approximately 45 days, enabling investors to access their funds when needed while benefiting from investment opportunities.

CrediLabs collaboration with MakerDAO led to the creation of the Clydesdale structure. This initiative invested in short-term U.S. Treasury bills and Money Market ETFs, managing over $1.7 billion in assets. To ensure sustainable growth and continuity, Credi aims for double-digit returns while maintaining liquidity and capital safety.

CrediLabs also offers the Kestrel Staking Program, which provides varying yields based on the duration of the staking period. This program features attractive yields ranging from 12% for a three-month commitment to 15% for a full twelve months, catering to a variety of investor preferences and timelines.

Greengage partners with Credilabs to originate SME debt for broader SME financing. This furthers our goal of offering tailored financial services to SMEs that bridge the gap between traditional banking and digital.

Visit credilabs.io for more information.